Böcker av Darren Sugiyama

This is the Second Edition of this book - released in the beginning of 2024 - and is the updated version of Darren Sugiyama's original book that was released in 2021. A lot has changed in the world of Premium Financed Life Insurance in the last few years including increased interest rates, a recession, the crash of crypto currency, product changes, and industry regulated restrictions put on life insurance policy illustrations. As the most transparent premium financing intermediary in the life insurance industry, Darren Sugiyama thoroughly explains different methods of premium financing he uses with different types of clients based on their unique circumstances, including several new loan platforms he developed in 2023-2024. Sugiyama also takes a deep dive into discussing how IUL policy charges and credits work, the sustainability of the 0% floor, the difference between Fixed Policy Loans and Participating Policy Loans, and IUL multiplier features. The granular details of premium financing are articulated in a way that is highly detailed, yet succinctly expressed in a way that a life insurance novice can understand. Sugiyama transparently breaks down his methods of mathematically modeling Premium Financed Life Insurance with a spirit of authenticity, consumer protection, and full disclosure. In an industry that often times paints a very opaque picture regarding how financial instruments work, Sugiyama takes a disruptive approach by dispelling the myths and uncovering the truths about how many of these sophisticated estate planning instruments are built. This is an incredibly valuable book for both clients who are considering using Premium Financed Life Insurance as an estate planning tool, as well as financial advisors and life insurance agents who are considering offering these strategies as solutions for their high net worth clients.

In this sequel to The Icon Effect, Vincent finds himself in new unchartered waters after inheriting The Icon's financial advisory firm in New York and is faced with some extreme challenges that make him question everything. As he struggles to find his way after falling from grace, he meets a new mentor named Takeo Takashi - a Japanese billionaire - that teaches him how to apply the ways of the samurai to his new business challenges. Takeo's teachings are similar to The Icon's in some ways, but very different in others, as Vincent discovers a new perspective on success, loyalty, happiness and his own identity. This is a story about the importance of family, true friendship, and redemption.

In this sequel to The Icon Effect, Vincent finds himself in new unchartered waters after inheriting The Icon's financial advisory firm in New York and is faced with some extreme challenges that make him question everything. As he struggles to find his way after falling from grace, he meets a new mentor named Takeo Takashi - a Japanese billionaire - that teaches him how to apply the ways of the samurai to his new business challenges. Takeo's teachings are similar to The Icon's in some ways, but very different in others, as Vincent discovers a new perspective on success, loyalty, happiness and his own identity. This is a story about the importance of family, true friendship, and redemption.

Vincent is a 27-year old aspiring entrepreneur with big dreams. But after going through a devastating divorce, he finds himself emotionally drained, lacking confidence and dead broke. However, a chance encounter with The Icon (a billionaire business mogul) results in a once-in-a-lifetime opportunity to change the direction of his life, forever. Vincent becomes the newest protégé of The Icon, and is offered an internship at the most powerful wealth management firm in Beverly Hills. The Icon becomes his business mentor, his father-figure and his best friend. The Icon Effect is both an inspirational story and an aspirational story about the power of faith, belief and second chances. You will undoubtedly find yourself rooting for Vincent the underdog as he discovers the magic of having a true mentor.

Vincent is a 27-year old aspiring entrepreneur with big dreams. But after going through a devastating divorce, he finds himself emotionally drained, lacking confidence and dead broke. However, a chance encounter with The Icon (a billionaire business mogul) results in a once-in-a-lifetime opportunity to change the direction of his life, forever. Vincent becomes the newest protege of The Icon, and is offered an internship at the most powerful wealth management firm in Beverly Hills. The Icon becomes his business mentor, his father-figure and his best friend. In Vincent's pursuit of money and power, The Icon introduces him to several very wealthy and powerful mentors - his former proteges. The Icon Effect is both an inspirational story and an aspirational story about the power of faith, belief and second chances. You will undoubtedly find yourself rooting for Vincent the underdog as he discovers the magic of having a true mentor.

Darren Sugiyama, nationally known author and business consultant has disclosed the secrets of his insurance industry success. His story will amuse and inspire you to take your company to the next level. Proven results...every time!