In this wide-ranging review, Michael Lloyd explores the potential opportunities and threats that the advent of CBDCs will have for commercial banking, business, individuals and the central banks themselves, as well as the world's monetary system.
The UK business banking sector is unique in the EU in probiding most SME funding via bank overdrafts and credit cards rather than long-term loan finance. This book explores British banks' attitude towards SME finance and the roots of their risk aversion.
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