Böcker av James R. Barth

Examines the troubled state of the US savings and loans industry, this work argues that federal deposit insurance is largely to blame for this situation, by permitting institutions to operate with inadequate capital. The author recommends a restructuring to protect both depositors and taxpayers.

Identifies the major economic and policy issues raised by the current crisis in American banking whose resolution largely determines its future. It focuses on the current reported condition of the banking industry, concentrating on large banks in particular.