Böcker av Joshua King

Five percent Inflation will persist for another 5-10 years. There is simply too much money floating in the hands of consumers.Therefore, we must create our own streams of income to combat inflation. My favorite countermeasure is income investing.We have three choices with each dividend we receive: reinvest, spend, or hold. We can make each choice as the month progresses.We never know which commodity inflation will; hit hardest; one day, it is gas, and the next, it is meat. Having dividends in hand makes our lives much more fluid and manageable.Income Investing is the best way to ensure you cover your bases against inflation. I love income investing because I control my paycheck. Good Luck!

We haven't had this many investment choices in over 13 years. If you seek 4% yields, you can go to stocks or bonds.On the surface, dividend growth stocks offer much more than bonds. You get dividend increases, share price appreciation, and the magic of compounding.However, don't rule out bonds yet. Yes, they are boring fixed products, but everything changes when you execute a high-yield bond investment strategy.This strategy uses your interest payments to invest in income-investing products like preferred shares, closed-end funds, and business development companies.Both of these strategies can get you to a comfortable retirement. However, using them in tandem can also insulate you from recessions and interest rate strategy shifts. Good Luck!

Maybe you love your job-good for you. But what if your boss changes and the new one treats you much differently?Wouldn't it be nice to have the freedom of choice? You can stay at your current job, change careers, or retire that same day.This is called financial freedom, and you can achieve it. However, you'll have to keep your lifestyle under wraps.That's right; you'll have to balance your choices today with freedom tomorrow. If you simply keep your lifestyle from inflating, you'll be closer to financial freedom than you can imagine. Good Luck!

Saving for retirement is boring. At age 25, we are supposed to forgo what we want today for the hope of something tomorrow.There are many reasons people don't save for retirement, but it usually boils down to the fact that they need the money today.What if I told you that you could have money today and tomorrow? That's right; as an income investor, you are building a lifetime of income-starting today.Can your life use more income? Well, you've come to the right place. I received $1,500 in dividends this month. I can use this money for whatever I want without feeling guilty. Welcome to the wonderful world of income. Good Luck!

Do you like betting against yourself? Can someone handle your money better than you?My Wells Fargo brokerage account has $48,000 and pays me $4,200 annually-an 8.5% dividend yield.That same $48,000 would produce roughly $20,000 annually with an annuity, with no way for you to adjust manually.Even worse, the $48,000 stays with the insurance company upon your death. You are not leaving the money to my kids; you also fail to give them "the information."Instead of betting against yourself and your family, take drastic measures to learn how to create a paycheck. Everyone wins when you implement an income portfolio. Good Luck!

Is inflation kicking your behind? Well, it's time to take control of your financial destiny.We have all the tools we need to earn additional passive income; we must only explore and execute these options.Every year my income from dividends, royalties, and rents rises to help me combat inflation.You, too, can harness the power of passive income, but it takes knowledge and hard work. Do you have what it takes to change your life? Good Luck!

Do you enjoy your life? Can you go to Starbucks on Tuesday morning and sit there all day?That's the dream, right? We can start working toward a life of freedom of time, money, and movement by investing in dividends.I use my excess dividends to pay for my movies, restaurants, and hotels. It is a remarkable life built around passive income.Last month I reviewed $1,300 in dividends. But four years ago, it wasn't even investing. You must start somewhere, so why not start today?

When do you want to retire? Do you want to work until age 66? Most people nowadays do not want to work this late into life.But how can you retire earlier? What is the strategy to get from point A to point R (retirement)?It starts and ends with your savings rate. The more money you get into your investments, the faster your cash can compound and grow.Increasing your savings rate is easy; however, acquiring the proper mindset is challenging for the average person.You cannot do the same things and believe your savings rate will improve. It will take drastic measures to see dramatic results. Good Luck!

The stock market is full of many securities, so knowing why and what you buy is essential to survive.Most investors will only purchase common stocks, but preferred shares offer significant benefits as well.Common stocks have unlimited upside and dividend potential. In comparison, preferred shares can give you what you need exactly.Combining common stocks and fixed-income preferred shares will give you a paycheck and a nest egg. Use them both to become wealthy (cash flow) and rich (capital gains). Good Luck!

My favorite type of passive income comes from income investing. Income investing is a lifestyle that rewards knowledge, action, and patience.My wife and I received $1,850 in dividends last month-a life-changing amount of money.You can also jump into income investing, but you must understand its complexities. Income products are highly-leveraged, so they are much more volatile than dividend-growth stocks.I absolutely adore the world of income investing and cannot imagine my life without it. Spending dividends during your daily grind is how life should have been from the beginning. Welcome, and Good luck!

The act of saving money is difficult for most human beings. Becoming an investor takes a level of confidence and foresight that most will never possess.How do you go from a saver to an investor? In short, slowly. That's right; you gradually build your trust in the markets.Congratulations if you have bought at least one Series "I" Bond. You have done more toward your financial well-being than most.But, you will reach an annual limit with Series "I" Bonds and some heavy taxes. To continue growing our wealth, we must leap to index funds.I appreciate that it will be a terrifying transition, but it's time. Don't worry, new investing apps make it simple to invest $5/week into green index funds. You can do this! Good Luck!

Going into the office has lost the luster it once demanded. Today, we stay in overly long meetings, lack training resources, and watch our fellow employees play on their phones all day.Remote work can be a dream come true for top performers. I envision that most remote workers will soon work in a freelance-style consulting capacity.It is becoming increasingly expensive to maintain a large number of lazy employees. Do you have what it takes to be a consistent remote worker?The traits that make you an above-average remote worker will allow you to become an investor, content creator, and entrepreneur. The magic of remote work is that it opens the door to many of our income streams. Good Luck!

Rents will continue to skyrocket for the foreseeable future. Which side of the equation are you on?Even when you own a home, your cost will also increase annually. There is no escaping the fact that you'll need more income.Passive income answers multiple questions: How do I save for a down payment? How do I maintain my home? How do I get ahead in life financially?Yes, passive income is the answer. One of the best types of passive income is rental income. Therefore, we must own, maintain, and leverage our homes for our benefit. Good Luck!

Index funds are a fantastic way to accumulate wealth; however, they don't tell the whole story.To use index funds effectively for retirement, you must convert them to income. You can do this by selling shares.This puts you at a disadvantage because you will now depend on the stock market to play ball with your timelines.Index funds should complement your income investing portfolio. That way, you can have a strong growth element and a consistent paycheck of dividends. Good Luck!

Hopefully, we survived our 30s with as little debt as possible. In our 40s, we need to focus solely on building income streams.We want to reach 70 and 80 with income streams. Bonds can add income to our bottom line safely.We first want to stock up on 30-Year bonds, especially when they are over 4%. These provide us with safe, reliable income during market downturns.However, we will achieve our primary income goals from bond closed-end funds. The CEFs use leverage, which adds to the returns but adds a layer of risk.I am in my 40s and using my CEFs to build an income stream. I love having multiple paychecks from my favorite funds every month. You can do the same. Good Luck!

Do you dream of living a rich lifestyle? You can do it if you live below your means and start acquiring assets.Assets are things that put money into your pocket. One significant type of asset is dividends from stocks.Dividends give you cash flow that you can use any way you choose. And the following month, more dividends arrive to save the day.Building a portfolio of dividend-paying stocks will take a shift in mindset. You will need to obtain assets versus liabilities.But if you can commit to building your portfolio, you can live your dream lifestyle. I know because I am living mine today. Good Luck!

We all envision our retirement years as golden moments in time. But how do we hope to live a stress-free life without worries of money or time?The answer is passive income. We can protect ourselves from downturns and unexpected events by creating multiple passive income streams.The key to building income streams is starting early. The best time to start a business was ten years ago. The next best time is today.I am 41 and building income streams via real estate, dividends, royalties, and business. You can do the same to ensure a Happy Cash Flow Retirement.

Do you feel your kids must achieve financial success on their own? It sounds incredible to send them out into the world and see if they can survive.In reality, however, things play out much differently than we imagine. It's challenging for most humans to thrive-especially if they don't have "the information."Educating ourselves on finances makes it much easier to put fantastic things into motion for our children. Time is the most critical element in building wealth.Therefore, we can significantly increase their survival rate if we can save and invest a small amount into tax-advantaged assets. Heck, they may easily thrive in this new world. Good Luck!

Did you grow a nice-sized 401K portfolio? Great, good job, so how will you employ it during retirement?Most people will live in fear while trying to withdraw income yearly. Or, they will live in fear as they allow their financial advisor to control their funds.But we need not live in fear. We can convert our 401K into multiple income-producing assets, an emergency fund, and an all-weather bond fund.All it takes is education and action. We must understand that we can grow our income inside our portfolio by reinvesting and outside our portfolio by sharing our assets.Together, we can create multiple streams of income, a safety net, a hedge against inflation, and generational wealth. Good Luck!

Life is good as an income investor. Not because you have tons of money coming via dividends, although that is nice.No, the real reason is that you have options. It gives you leverage when you have $1,000+ coming, regardless of your employment situation.Most people don't want to retire early truly; they want to find and execute meaningful work. Your income portfolio allows you to take your paycheck wherever you travel.Now you can work the job of your dreams because you have the income to support yourself and your family. That is what the FIRE movement is about at its core-creating options. Good Luck!

Are 70s are all about paying it forward. We should have figured out our finances; now, we can focus on setting up our kids and grandkids.Series "I" Bonds are a significant first step to ensuring we pass along wealth to our grandkids.Next, index funds in a taxable custodial brokerage account will grow their wealth along with the stock market.Finally, our adult children need income-investing portfolios to assist them through life's challenges.More important than the resources is the mindset. With the correct mindset, our kids and grandkids can continue to build generational wealth beyond our lifetimes.

Our mom will probably receive a windfall as she ages. This can be from an inheritance, an insurance policy, downsizing her house, or cashing in a 401K.She will automatically turn this money over to a financial advisor if we don't know anything about investing.However, who is in a better position to ensure the family's financial longevity? You or a financial advisor?Therefore, we need to learn about high-yield savings accounts, savings bonds, 30-Year bonds, and high-yield bond reinvestment.Once mom determines what she wants for her legacy, we can work toward implementing a plan for her estate and her cash flow.Yes, this may be out of your comfort zone. But the sooner you get good at talking about money, the sooner your mom opens up about her desires. Good Luck!

Now is the perfect time to learn the relationship between preferred shares and treasury bonds.In a volatile market filled with interest rate hikes, you will see the inverse relationship of many investment instruments.Investors chase yield, and they look for it in the safest places first. One of the safest places is with the US government, in the form of treasury bonds.When yields on bonds decrease, investors move to highly-rated preferred shares to get their fix of yield.If you know where to look and when to buy, you can capture some of this back and forth. True investors can make money in any type of market. Good Luck!

Times are hard in the housing market. We have sky-high prices AND higher-than-normal interest rates.These factors have pushed homeownership out of reach for many Americans. However, when there is a problem, there comes along a solution.40-year interest-only mortgages are beginning to become more mainstream. I know they sound bad, but can they be useful to prospective homeowners?What does your gut tell you? What do the numbers show you? I run the numbers inside and I think you can go with your gut. There are better ways to afford a home. Good Luck!

Investing is all about freedom! Freedom of time, freedom of movement, and freedom from stress.Unfortunately, we live under fear, stress, and scarcity in the middle class. We worry about losing our jobs and what the future holds for our children.Wouldn't it be nice to take control of our current situation as well as our future? To do this, we have to learn the ways of investing.Investing is not about owning 100 homes, gambling on the stock market, or creating a hip new product.Investing is about being there for the birth of our grandchildren and paying for our kid's college.You can still live a regular day-to-day life and be an incredible investor on the side. That's what it means to be a middle-class investor. Good Luck!

Give people enough time, and they will try something stupid. I read people are holding two 9-5 remote jobs at once.This means they entirely disregard one job or work two positions at a 50% effort level.Do not try this at home. Pulling a con job on your employers is not the path to great wealth.However, if you work remotely while starting an online business, you open yourself up to all kinds of possibilities.Money is an exchange of value, and it has a karma value. If you cheat others, others will cheat you. Be careful with how you spend your time and energy. Good Luck!

Income investing is my favorite type of passive income, which means I love to pass along information about them.I divide income investing into six unique styles: blue-chip high-yield stocks, mortgage REITs, closed-end funds, preferred shares, Dividend ETFs, and business development companies.But these types are all different and require varying amounts of diligence. Most are sensitive to interest rates, but not all.Combining these types will allow you to match your risk profile for your age and situation. The more you know, the more you invest. Good Luck!

There is a massive push toward short-form, low-value content. On the surface, it looks like there is a good rush.But, this will be a fad that lasts a few years. It takes seven touches with a consumer before they make a purchase.So, unless people watch 7-15 TikTok videos from one person, chances are they won't spend any money.Long-form content warms the consumers and builds an audience. Once someone "knows, likes, and trusts" a creator, they spend money on products and services.Short-form content is still valuable as a "commercial" for long-form content. But, long-form content will still be the driver of building massive audiences that spend money. Good Luck!

Rate hikes from the Federal Reserve have beaten down stocks and bonds for almost a year. This dynamic has created an excellent opportunity for long-term investors.However, now we have to choose which securities to put into our investment portfolio. We have several choices that will perform well over a 10-15 period.We have dividend growth investing that allows us to build a massive nest egg for ourselves and future generations.Bond growth investing protects our principle and feeds us cash flow. It also can give us capital appreciation when our bonds yield more than current rates.Because I have a military pension, I focus more on DGI stocks. However, I have a BGI portfolio and keep adding while rates are in my favor. Good Luck!

What if I told you that you could retire in ten years? With a different mindset, it wouldn't even be that difficult.The catch is that you would need to retire to a small city. Once you pick a final city, you choose a passive income goal, say $5,000 per month.From there, you work toward creating multiple passive and active income streams outside of your earned income job.Once you reach your passive income number, you get in your car and move to your city. You are now free to do whatever you want because you have all the time in the world. Good Luck!