Böcker av Joshua King

Times are rough, and the future only holds more pain. What can the average American do about inflation?When all else fails, it's time to return to the basics. We need to track and document every penny that comes into our household.There are only two ways to become wealthy-reduce expenses and increase income. As you create more cash flow, you must invest in dividend-paying stocks.Dividends are the key to living your best life. The more you invest, the more income you generate. That is the secret to beating inflation. Good Luck!

The goal going into retirement is to have a massive portfolio that has some capital appreciation and pays a large amount of income.We want to invest in securities that pay dividends to avoid selling shares to generate income.Two ways to build a significant equity position and receive dividends are investing in Dividend ETFs and Fundrise.They operate and invest differently but capture the same goal: capital appreciation and dividends.Your unique situation will determine which is right for you, but investing in both can satisfy almost all needs. I have had fun with both. Good Luck!

Becoming wealthy isn't about accumulating enough money to secure our freedom. It's a journey we must travel through the three stages of wealth.Debt is the first stage where most of us start our journey. Our goal is to control our urge to spend by budgeting and finding happiness outside of money.Saving is the next stage. Here, we focus on protecting what we built through growing an emergency fund and a large savings account.Investing is the last stage. During this phase, we can protect ourselves and our families from financial ruin and also minimize the debt phase for our kids.Together, we will learn to spend less, live in the moment, and enjoy the small things in life. That is why we should seek wealth.

Fall is an amazing time of year. The leaves turn orange, and the weather becomes chilly.Wouldn't fall be even better if we had a massive passive income stream from dividends and interest?I love spending time with family during the holidays, and my dividends help me travel the way I want.Don't sit on the sidelines any longer; it's time to start investing. I walk you through the steps of investing in bonds, index funds, and dividend stocks.Ultimately, the goal of investing is to secure a better future for you and your family. There is no better gift than this for the holidays. Good Luck!

Because of inflation, we will all need to supplement our earned income with additional income streams over the next year.Inflation will consume you and your family's budget if you do nothing. Now, it's time to think outside the box.The gig economy allows you to maneuver under someone else umbrella. These sites have pre-existing audiences eager to leverage your product or service.As an entrepreneur, you'll need to create a business from the ground up. It is daunting and difficult, but the long-term rewards are great.You may have to use both methods to achieve your short-term needs and long-term goals. Life is all about finding the best choices and executing relentlessly.

"It's about the journey, not the destination." Have you ever heard that quote before? What does it mean to you?'If you want different results, you'll need to do things differently. I wanted to get out of debt and take my family to restaurants and vacations.My wife and I got roommates, paid off debt, started investing, and maintained real estate. It's been quite a journey to where we are today.The hard work allowed us to retire at ages 42 and 39. We changed our lifestyle, which allowed us to change our lives. Life is good!

Can you earn $100 per month without working a job or exchanging your time for money in the gig economy?Most people cannot achieve this feat. Today, I will walk you through multiple ways to earn $100 monthly in passive income.Collecting assets is the key to building passive income streams. You can build, create, or buy assets depending on your situation.Assets produce passive income. The more assets you collect, the more cash flow you generate. Life is not about acquiring stuff; it's about building income streams. I'll show you how. Good Luck!

Life is a game, but we didn't start with the correct ruleset. You'll win the game if you learn the rules and follow them.Bring in more money than you spend (job).Bring in more money passively than you spend (financial freedom).These are the two rules of the game. Rule one basically says to avoid debt and live on a budget.Rule two says to build a collection of income-producing assets that generate enough passive income to fund your life.You can win the game once you wrap your head around the concepts. Winning gives you enough time to enjoy yourself, your family, and your friends. Good Luck!

We all want to live a fantastic life and meet great people. However, true happiness comes from within.When we search for "stuff" to make us content, we deny ourselves the true happiness of being satiated.Finding yourself is about making a measured sacrifice, meaning choosing the more difficult path for a larger payoff.The media convinces us we must work until 65, but that is hardly the case. We can have it all in our 40s and 50s if we make certain choices throughout our working years. Good Luck!

Retirement can be scary for many people because they lose the security of receiving a paycheck from their company.But we can still receive paychecks from large corporations during retirement-in the form of dividends.We can find mature companies that produce large amounts of free cash flow that they distribute to shareholders.Companies like Verizon, Altria, and British Tobacco can help you live your retirement dream by providing the income you need now! Good Luck!

US Treasuries are a safe haven for institutional and retail investors. You can use them in many different scenarios to ensure your money continues to grow.Treasury Bills are the shortest bonds that the US Government offers. They come in durations of 4, 8, 13, 17, 26, and 52 weeks.T-Bills compete directly with high-yield savings accounts and certificates of deposit for your investing dollars.What makes T-Bills stand out against other short-duration investments? You'll have to read and see. Welcome to T-Bill & Chill. Good Luck!

Three weeks into my Happy Cash Flow Retirement, things are amazing. However, you can't have an extraordinary retirement without a budget.Living on a budget is the key to thriving in retirement. However, don't settle for surviving on a fixed income.Once you have carved out an excellent life on a tight budget, it's time to add additional streams of income.You can use income from royalties, rents, options, and dividends to build your best retirement.With a little hard work and sacrifice, you can wake up every day with a massive smile on your face (and not go to work). Good Luck!

The American economy runs on the backs of small businesses, so we need to power our retirement on the same premise.It's tough for individual investors to purchase debt and equity in small businesses, so we can rely on Business Development Companies (BDCs) to issue loans to these small companies.We, in turn, can invest in BDCs that yield 8-12%. BDCs can make loans but also take an equity stake in companies, which allows them to participate in some of the upside.BDCs make a great addition to our income-investing portfolios for retirement. Why not capture the heart of America while living the American dream? Good Luck!

Most marriages crack under the immense financial burden of running a household in America.There is a better way-a way where both members of a couple have financial freedom to live their lives.The road to financial freedom isn't easy, and it's more spiritual than financial. You have to have a higher calling to free yourself from the workforce.Once you are both on the same page, the actual work begins. You need to budget, save, and invest while creating multiple passive income streams. With the right mindset, you can free yourselves in less than ten years. Afterward, you will lead extraordinary lives most people can't even envision. I know because my wife and I are financially free. Good Luck!

Picking individual dividend growth stocks is a great feeling. However, it takes a lot of time to follow your favorite stocks.Wouldn't it be great if you could capture the magic of dividend growth investing without spending a lot of time picking stocks?Enter Dividend ETFs. These ETFs bundle together the best dividend growth stocks, so you only need to dollar-cost average into one position.Dividend ETFs give you capital appreciation and dividend growth to ensure your income is perfect for retirement. Good Luck!

I have loved my Dividend Debit Card since July 2020. For reference, my DDC is a Cash App cash card attached to my Casp App brokerage account.The cool part of my DDC is that Cash App forwards my dividends directly to my cash balance. This means I receive dividends as I would a transfer from another human.I use my DDC for daily frivolous spending, such as fast food and shopping. Remember, dividends are guilt-free income.If you want a lifestyle different from waiting for your paycheck, try investing in dividends on the Cash App platform. You won't regret it. Good Luck!

Isn't it nice to have some extra income lying around? Mortgage REITs can give you a high level of income to assist you during retirement.mREITs can be pretty finicky to purchase. They trade against interest rates and treasury bonds.Essentially, mREITs purchase mortgage-backed securities, so they trade like a massive housing bond.If you understand the bond market, you can purchase mREITS when they are out of favor. This will give you the highest yields and a chance for capital appreciation. Good Luck!

My wife and I leveraged roommates for almost five years to get ourselves out of debt. We also built an extensive dividend portfolio that pays us $1,500/month.Now, we don't have roommates, but we use dividends and rental income to cover our mortgage entirely. Life is indeed excellent!Earning passive income is tough but even more challenging without a concrete goal. That's why setting your mortgage payment as your initial passive income goal is such an extraordinary idea.Not only do you have a specific number to work towards, you get the inherent motivation of living in your home for free. What a great accomplishment. Good Luck!

Can you save $10,000 in a high-yield savings account (HYSA)? It is no easy task, but I believe in you.The first step is understanding why saving money is vital to our future. We cannot pause our lives with every emergency that arises.Next, we must understand that our emergency fund should not be used frequently or randomly. In fact, we should aim never to use these funds.Finally, we must create additional income streams to increase our savings rate and cash flow.If we can do all these things, we will become members of the Elite Savers of America. Welcome!

If you saved $10,000, I welcome you to the Elite Savers of America. Accumulating $10,000 in your high-yield savings account is no small feat.How will you invest this money? Combining options trading and dividend investing can get you to a great retirement.Options trading can safely produce a yield of 5-10% per month or 60-120% annually. This is more than enough to fund your dividend portfolio.You can invest your options trading premiums into dividends at 10% annually. Together, you can grow your net worth and passive income while building a solid future for yourself. Good Luck!

We all must account for inflation in our daily operations. Inflation never goes away, so we may as well make it part of the family.Investing in Series "I" Bonds and Treasury Inflation-Protected Securities (TIPS) are two ways to beat inflation.They each have their advantages and disadvantages, but you must understand how they can fit into your investing profile.These securities are only part of your overall portfolio management and can help you achieve your goals with little risk to principal. Good Luck!

Do you want to live a life of freedom and adventure? I do, too. I use dividends to help me build the life of my dreams.There are many ways to extract dividends from the stock market, but income investing is my method of choice.You can become a great income investor if you understand the nuances of business cycles, interest rates, and bond yields.Income investors earn large yields from the stock market by investing in products other investors would find risky.If you take the time to learn the income investing products, you'll understand the risk and take appropriate action. Good Luck!

Treasury Inflation-Protected Securities (TIPS) are a complex instrument to understand; that's why it took me so long to write this article.However, their premise is simple-allow the average investor to beat inflation slightly and with little risk.If you buy and hold your TIPS, you should beat inflation over the defined period of the bond.If you decide to sell early, you may be in a world of hurt. TIPS are not the only way to beat inflation.However, TIPS can play an essential part in achieving your investment goals, along with other types of securities. Good Luck!

Did you believe buying a house would be easy? Well, those days are over, perhaps forever.Today, we must compete with investors and institutions with deep pockets and unlimited resources.We have one thing that they don't-our wits. They make decisions based on profits; we use our family as a guide.We must make significant sacrifices to get ahead in this new housing market. However, we can think like investors but maneuver like family people. Good Luck!

After you complete the math and prepare for your emotional journey, buying a home is time.However, one major obstacle is standing in your way-the down payment. Saving for a large down payment will not be easy.Luckily, we live in the Internet age, which grants us access to many ways to earn additional income.If there ever was a time to save and invest, it's now. Your competition (investors, institutions) is ready for the challenge, are you? Good Luck!

Earning your freedom back is one of the best feelings in the world. However, your time isn't free.Starting an online business is a great way to buy back your precious minutes and seconds.You can tailor your business to suit your income and time needs. There are many choices inside the realm of online businesses.Do you want to become a laptop warrior or a large YouTuber? The options are limitless, but they all require massive effort.Are you willing to invest time to get your business off the ground? I hope so. Good Luck!

How do you achieve the life of your dreams? You get it by pushing yourself past your own limits and fears.We all love to stay in our comfort zone; however, this won't lead to our dream retirement.To be free, we must own real estate, start businesses, and invest for dividends. These strategies will require you to learn new techniques and skill sets.The best way to start is to envision your perfect life and work backward. Once you determine how much it will cost, you are halfway there. Good Luck!

The first step to becoming an investor is earning interest on your savings. There are many ways to save; you need only learn them.Banks offer certificates of deposit in terms of 1-month to two years (or more). However, these aren't long-term investment vehicles.You can purchase Treasury and Series "I" Bonds for up to 30 years; however, the FDIC does not protect your principle.Both investments have pros and cons, and you can't go wrong with either. I prefer Treasury Bonds over CDs because I love locking in rates for 30 years. But don't let me influence your decisions. Good Luck!

I finally retired from the Marine Corps after 24 years of service. Even better, I positioned myself where I didn't need to work again.So I am fully retired at age 42. However, like everyone else, I need a consistent income to live my best life.Of course, I have my military pension, but my wife and I will need more income to fully explore our retired life.That's why we have built multiple streams of passive income. Each income stream generates revenue that we can use to travel, eat, and shop to our heart's content. What a life!

What is your dream retirement? How much income do you need monthly? How can dividends help you achieve your goals?Planning for retirement isn't as challenging as it may seem. You need to understand what you want and how much it will cost.How many years do you have left before retiring? All these factors will help you decide what type of dividend investments to make.There are dividend products for all timeframes and risk profiles. The more you read and understand, the better your chances of achieving your dream retirement. Good Luck!