Böcker av Steve Antwi-Bosiako

Observation and concerns about the financial development and financial system issues in Ghana have become unbearable to policymakers, key stakeholders, and the general public. This study draws on pragmatist approach, mixed methods and quasi-experimental designs to analyze the impact of third generation financial sector reforms and its FinTech adoption practice on economic growth, financial system efficiency, financial development, and technological development of the financial system. A cross-sectional study was conducted on 132 sampled employees and customers, using quantitative, qualitative, primary and secondary data. The study utilized mixed methods data collection methods, and mixed methods data analysis methods. The study utilized NVIVO, SPSS and Excel to process data and produce output. This study finds that both perceived benefit and perceived risk factors jointly impact the viability of the FinTech adoption decisions. This study discovered, on empirical grounds, the stimulating effect of financial sector reforms in accelerating economic growth. The study concludes that there is one-way nomothetic causality relationship between financial sector reforms and economic growth.

Observation and concerns about the current outdated financial system and technological underdevelopment of Ghanäs banking industry are escalating and unbearable. This study examined the relationship between financial sector reforms and economic growth. The general objective was to analyze the effects of third generation financial sector reforms in the banking industry on economic growth of Ghana in order to produce new knowledge for improving Ghanäs economy, using a quasi-experimental design, a scientific and quantitative methods. The study used both primary data and secondary data. Survey and observation methods were used to collect primary data, whiles documents and records review methods were used to collect secondary data. The study used SPSS and Excel to process data and produce output. The study employed descriptive and correlation frameworks of analysis. Data analysis techniques were multiple linear regression, Pearson correlation analysis, descriptive statistics and trend analysis. Based on an in-depth analysis consistent with peer-reviewed literature, the findings indicate that: The third generation financial sector reforms have accelerated economic growth of Ghana.