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Collateralized Loan Obligations (CLOs) were left for dead after the Global Financial Crisis (GFC) of 2008-2009. Since then, CLOs have made a surprising comeback. Their popularity among investors is partially the result of impressive CLO performance during the GFC and beyond. CLO notes issued before the GFC did not have material defaults, and many CLO equity securities issued prior to the GFC ended up with annualized returns above 20%. Today the CLO market has over $1 trillion in assets under management and has replaced banks as the largest lender to private equity-backed companies.CLO Investing: With an Emphasis on CLO Equity & BB Notes describes CLOs in detail, emphasizing the securities with the highest risk and reward potential, CLO BB notes and equity. The readers of this textbook will learn the characteristics of the CLO's leveraged loans, financing structure, payment rules and tests, and historical returns. As CLOs are gaining in popularity, investment professionals of all varieties will benefit from author Shiloh Bates's meticulous understanding of this unique market and the strategies for successfully investing in it.

Pure education prepares students to be statesmen for central, state, and local governments, the finest scholars for colleges and universities, and other leaders in society. Many of the fine merits of this book center on revealing the actual foundation of American schools and supporting a comprehensive view of instruction that transmits ideas and not just processes. This book plainly explains why there is no excellence in American schools and provides a blueprint for students to rise above mediocrity. According to the author, pure education exists only in a familial context where students are considered unique. Since they ignore the unique gifts of individual children and promote the idea of the "average" student, the public schools do not educate, but merely create uniformly trained workers for the power elite in America. If education is to survive in America, then home schools must be equipped with this vital critique to provide explicit substance while complementing parental instincts.Included as an appendix in this third edition of Critique of Pure Education is a thought-provoking essay about education in the United States, titled "The Educator and Cultural Reclamation," written by Dr. James E. Kibler, author, poet, and professor of Southern literature at the University of Georgia, Athens.Parents who are concerned about the proper education for their children must read this book, because the well-being of their children depends upon it.

Four friends meet a mysterious stranger with a robotic voice ... an encounter that will change their lives forever.Jake and Leo have spent the last two years working on a sequel to a successful shooter / role-playing game at Scrub-Liminal Studios in Austin, Texas, working under industry legend Mickey Whitmore. Meanwhile, their friends Tim and Allison worked on a hugely anticipated new sci-fi space exploration game at Green Gryphon Games on the outskirts of town, under the eccentric leadership of Bentley Bartle.As the stranger asks them to recount their tale, they tell the story of their epic quest to achieve game development greatness -- a story of teamwork, ambition, struggle, tragedy, office politics, clashing expectations and personalities, extraordinary personal suffering, and a helper who guides them to a profound new understanding of how values drive culture, and how culture drives outcomes.This book gives a unique and entertaining perspective on game development, an "in the trenches" view of how teams succeed or fail from the point of view of the hard-working developers doing everything they can to help their teams succeed. It shows the critical role of leadership and values, the seemingly trivial mistakes that can snowball into serious problems, and insights into what it takes to change things for the better.

It is 1987: the "greed is good" era. When anxious ad agency whiz Ben Franklin Green accidentally falls through a wall during a hilarious boardroom presentation, he hops a plane and flies west instead of returning to work. During a nostalgic sojourn in the eucalyptus and marijuana-scented playland of LA's sexy Laurel Canyon, he plans to develop a book with his former mentor about the sham that is the advertising business. But his plans are short-lived as they get news that his mentor's outdoorsy daughter has been kidnapped while working in the Rocky Mountain wilds. Ben, with the sharp creativity of a Madison Avenue idea man, becomes an unlikely detective as he is reluctantly drawn into the case.The brisk, irreverent narrative of The Idea People recalls literary voices of nature-loving writers such as Jim Harrison, Ed Abbey, Rick Bass, James A. McLaughlin, and Charles Frazier. Western-style battles, carnal capers, wild animals, and outlaws present uncharacteristic challenges for the urban, neurotic protagonist. There are love interests, bear encounters, wild horseback rides, a gun belt, an arrow wound, back-country brawls, '80s-style boozing, and an engaging amount of Sherlock Holmes-style ratiocination. Ben's interest in nature, loyalty to his friends, and an uncanny ability to see what others miss, just might allow him to become a rare bird who finds a new life and love in the Wild West.

Father Tom is a perfectly unremarkable man who, in his youth, chose the quite remarkable calling of Episcopal priest. At sixty-five, he is at the end of a long life, thinking of the future and, of course, the past. His wife Merilee has preceded him into eternity and he's torn between the need to join her and the desire to leave his mark at St. Ursula's. It might be hard to do. For some time now, he's simply been going through the motions, awkwardly playing a part.Tom resolves once and for all to change lives for the better and in a moment of inspiration, thinks he's found the way. Although he's never done it before and may run afoul of the church, he decides to take the confessions of his parishioners. The very next Sunday, he sets out to generate some enthusiasm, even recruit some volunteers. There are sure to be surprises and he quickly finds both his suspicions and his greatest fears confirmed.

We welcome the reader to explore the world of emotions through the eyes of Becky, a young girl who leans on the familiarity of her bubble gum bubbles to give her constant comfort. Becky journeys through the emotions of mad, worry (anxiety), fear, sadness, and happiness (joy). She learns to be still and identify her feelings by listening to what is happening in her body and then chooses to be happy. She is introduced to an easy-to-remember acronym, B.L.O.W. (B: Be Still; L: Listen and Let Go; O: Optimistic; W: Wise Ways), that reminds her what to do the next time she finds herself caught up in a whirlwind of emotions. Becky embraces the gift of self-empowerment to master the ability to self-regulate her feelings by having a positive mindset and using the magic of her breath. With a bit of humor and love from her friends, she discovers the guiding light in her heart through courage and trusting others. Becky learns she can create her own safe space anytime, anywhere.

This is the story of a young man who went from the back seat of the police car, to being the driver of the car-an inspirational story of how God's grace brought a young man who was destined for prison, or the grave, to triumph over his circumstances and defeat all odds. This is the story of a kid who went through so much rejection and pain that he contemplated suicide yet found redemption in the arms of a loving God. Witness how the Lord's mercy is strong enough to stop a habitual violator and equip him with the necessary tools to reach other juvenile delinquents. This is the story of Benjamin Wright's life and how God's power set him free.

The poems in this collection are drawn from a black vinyl binder containing verses handwritten on lined loose-leaf paper. The binder has been virtually untouched since 1987 when the poet died at the age of 36. The poems in this volume are selected by Mark Bohnen's sister, Donnie, who was his appreciative and supportive reader during his lifetime. These deeply felt verses touch on a variety of themes and encompass a wide range of moods, including love and loss, joy and pain, defiance and acceptance. Some are quite funny; some very sad.

Infinitely Complex: Short Stories About Mental Illness, Addiction, Alcoholism, Bigotry, and Veterans is a collection of twenty-two short stories about broken people. They specifically delve into various psychiatric diseases, including schizophrenia, depression, post-traumatic stress disorder, and bipolar disorder; and the ravages of alcoholism and addiction. Veteran's issues are emphasized, to include service-related disability compensation. The author also tackles present-day topics: undocumented immigrants, racism, threats to our democracy, and clash of cultures. Millions in the United States struggle with mental illness, including veterans and their dependents. The stories will also resonate with people suffering from alcoholism and drug addiction, undocumented immigrants living in fear, and people experiencing the cultural divide.

Each of us on the earth are here for a reason. God calls upon each of us to fulfill our purpose before we move on to our final home.Many are confused about their purpose, and should pray and ask for God for a revelation. I also searched for certainly of purpose. Why was I here? I prayed and was given many subtle signs I ignored. When the signs became stronger, I listened which led me to write this book. God wants us to share our trials and tribulations to show how he is in the midst of everything.Although my life was satisfactory emotionally and financially, I longed for my Godly purpose in life. At the age of sixty-nine, I finally became aware of God's will and I surrendered to his will to write. I recognize there are so many people with greater stories to tell, but I think God chose me because I am a very average person, living an average life.Do you ever look at people and think, What a great life they have? You may even wish you were in their shoes, but don't. Behind closed doors, everyone struggles. No one leads a picture-perfect life, but God knows all struggles and He is there waiting for us to ask for His help.In my poetry, I share my struggles. Curl up and as you read witness my "behind closed doors" trials. In each, witness how God showed up as He will for you also. You may laugh, cry, or be shocked. I'm OK because God has already judged my situations and offered his forgiveness. Every sin wiped away, to God be the glory.

"My whole body tensed up. I couldn't wait to get to the end. Amazing!"- Editor, Gatekeeper PressA Cape Cod historical romance set during the Vietnam War era filled with passion, secrets, conflicts, and an old romance about to be rekindled...Ideal for readers of Nicholas Sparks, Debbie Macomber, and Elin Hilderbrand.Filled with anger and regret after her alcoholic husband comes home and admits to having an affair, Lilly Conroy decides to take her son John to spend the summer at her family's beach house in the town of Mattapoisett, Massachusetts near Cape Cod. There, she hopes to muster the strength to reinvent herself and focus on building a new life away from a marriage filled with heartache and disappointment.As the summer unfolds, the heat is on. Old flames are reignited, but what is found could be lost again... As passion burns, a secret looms that could ultimately tear two people apart... But will it?If you love old-flame romances, detailed descriptions of the place and time, the beauty of building a new life from the ashes, and unexpected plot twists, this novel is for you!

Villainsac is a small market village situated in Southwest France which was constructed during the 13th century by Count Alphonse de Poitiers. The Count begets an illegitimate son called Charles who was tyrannical and mentally unstable. The Count therefore built a Chateau where he had Charles incarcerated until he died on 13th January 1289 or according to folk tale, suddenly disappeared.The Chateau lay empty until it was occupied again in 1858 by John Henry Forbes, a wealthy London banker, and who on the night of 5th May 1868 also disappeared. In 2006 the Chateau was purchased by John Mortimer, also a wealthy banker.However, after signing the first contract for the purchase of the Chateau, the Maire discovers a document which proves to be a Decree signed by Count Alphonse enforcing the owner of the Chateau to pay a pension to the local residents, free of tax. John Mortimer is a wealthy man but finding the money to fund the pensioners seems impossible.John returns to London and late one afternoon in the City, John stumbles upon a pub which he had never noticed in the past called the "Alphonse."On entering the pub John finds that he has gone back in time to 1868 and is addressed by the landlord as Mr. Forbes. He purchases a pint of beer, sits down at a table, and passes out. He is awoken back in his own time by a young man, whom in time; John will find familiar.Realising that he has been taken for John Forbes, he contrives to make a Will with himself the main beneficiary. Strange events start to occur, and it is presumed that the spirit of a person who died by means other than of natural causes was imprisoned in the tunnel. Meanwhile, the ancient Decree becomes public knowledge, and a great deal of interest is shown by the village folk. Cleverly, this is quelled less the Tax Officials should find out about it.However, there are three ladies in the village who have nothing much more to do than snoop on other people's business and are hell bent in finding the truth about the pension payments; as a result, all three meet their untimely deaths. They do in their plight managed to attract the attention of the Tax Office which generates the interest of Mme. Baldazzini (Tax Officer). In order to find the truth, she finally gate crashes a Hallowe'en Party given by John Mortimer at the Chateau thus manages to gain access to his study and filing cabinets. In doing so, she becomes possessed and disappears. This generates further interest by the police, the news media, and the Tax Office.Further super natural disturbances occur at the Chateau which culminate in a surreal sexual experience being encountered between John and Mathieu Laffite (John's Valet). John makes a trip to the Cayman Islands where his funds are held. He meets Charles Snoopchut Sfenalono who has a seat next to him on the aircraft and is staying at the same hotel on the island; John soon realises that Charles has very strange powers. Mathieu is asked to travel to the island, when he arrives, Charles has mysteriously disappeared. John goes to the bank where the Manager tells him that a further letter of wishes by Mr Forbes had been found and written at the same time as the Will, this letter gives further instructions that the monies are to be transferred to a Mr Charles Snoopchut Sfenalono.....

Though Kaity has only lived thirty-three years, she has already experienced so much life resulting in this book of encouragement! Life can get very dark and sad, but there is still beauty to be found. Despite the ups and downs she has experienced in life, the author has seen a path forward. From losing her dad at a young age to the struggles of adulthood, this book covers the extremely hard times and the best times.Kaity's story has many tough twists and turns, but also a lot of humor. Laughing through the craziness and watching the resulting miracles best describes life so far. The author hopes to leave you encouraged and uplifted!

From the suburban sprawl of 1960s Bloomington, Minnesota, to a stereotypical family farm in western Illinois, to a mid-sized enclave of oil and rusted iron in Ohio, the life journey of Mike Pickett ambles through the last gasp of the Industrial Age and into a digitized world where we imagine ourselves to be different from the thousands of generations that preceded us. These moral-laced stories are full of beauty, joy, struggle, and determination, utilizing the backdrop of some rather unique moments: a chat with Neil Armstrong days after his moon landing, a 30-year feud with Cal Ripken, three hours of vodka lemonades with Arnold Palmer, Alex Trebek toasting his marriage and, a bout of thievery in the Clinton White House.Through them all, these elegant, ageless tales of transition celebrate family love and sacrifice, forgiveness, and redemption.

No child grows up too quickly. Children who regularly experience trauma are exposed to more than they are capable of processing. As a result, they often present a facade which falsely conveys that they are more secure and mature than they really are. The consequences of such assumptions are potentially harmful to their health, development, and well-being.Just Enough Light is much more than a story chronicling the impact of divorce on a child raised by a parent suffering from mental illness, incapable of providing the necessary material and emotional support for her children. It is a tribute to the triumphant power of belief and the will to emerge from the despair of drug addiction, violence, anxiety, and depression; and ultimately persevere.What makes this story so compelling is that it is presented from a unique perspective. As each experience unfolds from childhood through adolescence, it is presented through the mindset of the child's age at the time. Both gut-wrenching and touching, it reaffirms the resilient nature of the human spirit and the truth that change and redemption are always possible. Perhaps the most important message of this story is how it affirms the transformative power of human connection through intentional acts of grace.

"The LORD thy God in the midst of thee is mighty; he will save, he will rejoice over thee with joy; he will rest in his love, he will joy over thee with singing" (Zephaniah 3:17 KJV).GO! Evangelism is a new paradigm that challenges all to immediately answer the evangelical call and provides the confidence to embark on the "Great Commission." This book shows the anxious heart of our Heavenly Father who laments humanity's lack of faith but also desires all believers to proselytize and plant the seeds of the gospel."GO!" is a simple yet powerful command with profound implications. For too many souls, the gate of Hell is blocked only by the obedient, sacrificial, and God-glorifying work of evangelists. Therefore, "GO!" removes all the stumbling blocks of traditional proselytizing methods, and harkens to the Lord's request so all believers can immediately testify the gospel.Many "GO!" Evangelists experience the power of the Holy Spirit directly and embrace their transformation into amazing people of God. Spencer wants to share the abundant blessings of a prosperous Christian life with all the believers living in America.GO! Evangelism has been obedient to the Lord, entirely relying on the power of the Holy Spirit. These powerful Seeds of the Gospel are available at GO! Ministry sites:www.GospelTracts.orgwww.BibleTracts.orgObeying God's command to "GO! and Plant" means embarking on the road with the conviction to sow the powerful "seeds of the gospel" within hearts as we firmly believe in God's almighty sovereignty and power of salvation. Now, Spirit-filled "GO!" Evangelists full of holy zeal, joy, and enthusiasm are springing up like wildfire all over the United States. God is now saving countless lost souls through their faithful dedication and fervent love for the Lord.

Mountain Walk Versus Forrest Fenn was written to support a unique idea and to defend the legacy of a generous and noble friend. Forest Fenn devised a treasure hunt in which he hid a fortune in gold and jewelry in the Rocky Mountains. He peppered clues throughout his book, The Thrill of the Chase: A Memoir, as to its location and declared the finder could keep the treasure. The purpose was to get people outside, and to share the things and experiences that made his own life interesting and fulfilling.The treasure was discovered in June 2020, shortly before Forest Fenn and his wife of sixty years passed. A decision by Fenn and the finder to not disclose the site left many of the thousands who searched for his treasure dissatisfied-some caustically so. For them, the game was a hoax, a scam, and unfair. Legal suits were brought against the Fenn estate, the finder, and other tangentially involved individuals. Books and articles were written with no purpose other than destroying Fenn's legacy."Mountain Walk," a blog to help interpret the clues and keep treasure hunters out of trouble argued the only way to stop the nonsense was to find the hiding site using nothing but the clues given in Fenn's memoir, The Thrill of the Chase. The author takes the reader through that mental exercise with the caveat that at this point, only the finder really knows the site's location.

Gabe and Jenny Steele are looking forward to years, perhaps decades, as retirees.They ask themselves all the right questions: Where should we spend our retirement? Can we afford to move? How will we fill our time in the final chapter of our life? They choose a place, DuPont Landing, a small member-owned community on an island with no bridge which is only accessed by ferry. All motorized transportation on the small island is limited to golf carts. They revel in the natural beauty and solitude, participate in social activities, and watch sunsets on a private beach far from the hustle and bustle of their former urban world. But life often holds many surprises as we journey toward the future. Gabe and Jenny find themselves facing obstacles they never anticipated.This book targets anyone who stands at the threshold of retirement after a long career. If you are relatively healthy, you must account for years, even decades, of future life experiences. As the fictional tale follows the odyssey of the protagonist and his wife as they face challenges and learn new lessons, the story offers the reader food for thought.

Compendium 81 provides a compilation of information covering the Roswell incident, reincarnation, free energy, Inner Earth, the Telos civilization, and much more. The overriding message of the collection is to promote peace and love in our world.

How to Defeat Bully Brain starts with James, the mayor of a peaceful town with no problems. However, James has a secret that not even his family knows about. There is a voice in his head called Bully Brain. When a jealous neighboring mayor sees an opportunity to ruin James' town, Bully Brain takes over. Will James be able to overcome Mayor Lucas and Bully Brain? Or will he give up? This is the perfect book for kids ages five to eight to learn about OCD.

In the summer of 1960, Francie Garber, nineteen years old and a junior at Smith College, left New York City on the SS Independence and set sail across the Atlantic. Eight days later, she arrived at the port of Algeciras in Southern Spain and from there took the train to Madrid. Francie would spend the next year fully immersed in Spain, a nation still under the firm grip of Francisco Franco. The events, encounters, and relationships from that single year would forever change her life. The friendships continue to the present. Told largely through letters Francie wrote home and reflections years later, this is her story.

The healthcare industry has undergone significant changes since the introduction of consumer-directed health plans. As a result, an entire cottage industry in health tech was created to drive consumer involvement. Despite this, consumer engagement remains elusive.There is a clear need for "fan building" in healthcare. "Fans" are a critical engagement component of most industries; so how can healthcare remain the exception as it strives to be more consumer friendly? This book postulates that to have better (or more engaged) consumers in healthcare, we need to strive to build fans, followers, and friends.First, readers are initiated to the complexities in healthcare and necessary mindset changes to create fans and sustained engagement.Second, a model based on best practices from consumer disciplines provides a blueprint for building healthcare fans.Third, possible applications for Fandom in healthcare are illustrated with tools and templates to get leaders started on their journey for transformative engagement through Fandom.It incorporates wisdom based on interviews and discussions with healthcare leaders so Healthcare Fandom can become the oxygen needed for sustained healthcare engagement.

Do you hear strange voices? Do you see odd visions? Do you experience unbelievable synchronicities? The author collects actual life experiences to introduce the reader to the amazing world of natural psychic, intuitive, and spiritual senses. This compendium of spiritual knowledge will intrigue, inspire, and encourage the reader to reflect on life, awakening spiritual gifts in a thought-provoking manner. Enjoy heartfelt and insightful stories as the author shepherds you on your journey to enlightenment!