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Honest Conversations a book to help Americans have more productive conversations with their advisors to achieve financial independence. Mr. Rosenberg has been helping families and the businesses they own achieve their planning goals for over 35 years. As a product manufacturing and distribution executive, he worked directly with Portfolio Managers, Analysts, and thousands of financial planning professionals during the investment management process. This book helps the retail investing public focus on the best topics to spend their time on during planning sessions, as well as the most valuable questions to ask during these sessions. Through thousands of conversations with clients and other financial advisors, Mr. Rosenberg has come up with topics which are most salient for Americans to achieve financial independence. Honest Conversations explains what a professional analyst and portfolio manager's jobs are, the hard-work and amazing skill set the due diligence process takes, and why this is relevant in the planning process for your family. Focus your time on building a solid plan to achieve financial independence, self-sufficiency, and address the goals which you can make impactful decisions on. Honest Conversations addresses topics the American public needs to focus on like Long Term Care Insurance (only about 3 ¿ % have it and over 70% will need it), Guaranteed income for Life Annuities (there are estimates that the Social Security Trust Fund will be depleted by the mid 2030's, so you will need to find another guaranteed stream of income for your lifetime), Roth IRA Conversions, and dozens of topics you should be discussing with your advisory team. Great financial advisors are facilitators of relationships with other niche professionals to help clients achieve their planning goals, so pick your advisor team wisely. This book provides great insight into how the best financial advisors help their clients, as well as how the average American can ask better questions to achieve their financial goals.

"When sixteen-year-old debutante Amarante Flora finds out she's half witch, all she wants is to get rid of her magic. After all, zapping Prince Ash in the midst of high society's Season certainly won't help her troublemaking reputation. But the more her powers grow, the more she realizes magic-and the witches who possess it-are not as dangerous as she was led to believe. When the queen falls mysteriously ill, Amarante knows there are far more dangers lurking in the palace than in Witch Village. Among potion-brewing and glittering receptions, Amarante joins Prince Ash in an investigation before innocent witches are condemned. However, uncovering the culprit's schemes could mean exposing her magic. And exposing her magic would mean her very life-and the contempt of the prince she is trying to help."--

A Hungarian village on the Great Plain: a microcosm reflecting this country's history from early tribal invasion to Soviet subordination to European Community membership. Its ancient hatreds still evident.

Psychology of Aging: A Concise Exploration introduces students to the study of adulthood and aging, offering a holistic examination of its impact on our bodies, minds, relationships, and social roles. Through an innovative myth vs. fact approach, the text dispels common misconceptions using humor, compassion, and robust research.

The Third Edition of Alan M. Schwitzer, Amber L. Pope, and Lawrence C. Rubin¿s Diagnosis and Treatment Planning Skills: A Popular Culture Casebook Approach thoroughly covers essential clinical thinking skills in professional counseling through classic and contemporary popular culture case examples.

A romantic fantasy where a warrior goes on a quest with her found family to try to find the boy she loved and restore her clan to glory before her curse takes her life but ends up exposing ancient prophecies and political schemes instead.

This book of poetry is many things in one. It is both entertaining and heartwarming.These poems captured many interesting and sweet encounters the poet had with other characters, be it humans or animals or the sun, as she settled into a new city. They take the readers on a journey of discovering and rediscovering the beauty and magic of the world around us. The poet boldly attempted various traditional forms of poetry: Sonnet, Ghazal, Haiku, and more. She also paid homage to many well-established and emerging poets by mimicking their brilliant works while telling her own story."Timing is everything; I was born.Timing is everything; I met this little town when my craving for New York was fading. "

No terceiro livro da série, a história da imaginativa e sonhadora Anne Shirley vai sofrer reviravoltas surpreendentes. Agora com 16 anos, Anne vai experimentar a doce convivência com as amigas, ir em busca de novos sonhos e se deparar com a difícil experiência do luto. Enquanto conhece cada vez mais sobre si mesma e as pessoas ao seu redor, a adorável ruiva também vai descobrir a importância da amizade e do amor verdadeiro de uma forma emocionante e encantadora.

In the picturesque town of Sierra Hills known for its sprawling vineyards, Sophie Grant takes a chance at a fresh start when she lands a job at the Wildflower Inn. There, she finds herself entangled in a web of mystery and romance.She is taken under the wings of brothers Max and Jesse, the inn's handsome and charismatic co-owners. But when Sophie discovers a guest's lifeless body in the inn's restaurant and the cryptic note left behind, she must unravel the secrets of the inn's history to find out who is responsible for the murder.After she uncovers a peculiar secret within the inn's walls, she finds an ally in the dashing Detective Connor, whose rugged charm sparks a different kind of mystery in her heart.In the starter book to 3x USA Today Bestselling Author Harper Lin's new cozy romance mystery series, the intoxicating blend of love, danger, and the rich aroma of aged wines beckons readers into a world where every sip of intrigue leaves them craving for the next page.

L'essai La Stratégie du Vide se propose d'être un complément des ouvrages classiques portant sur la stratégie d'entreprise.>En effet, cet ouvrage propose un mode de fonctionnement centré sur le questionnement et la remise en question des croyances, certitudes ou habitudes, quitte à assumer des hypothèses et propositions fausses !... Cette démarche permet d'explorer des hypothèses nouvelles, mais aussi de faire des liens entre les questions de stratégie d'entreprise d'une part, et de métaphysique et de société d'autre part. Cela emmène le lecteur à se questionner sur des sujets variés: le Temps, la schématisation de la stratégie commerciale, la Peur, les valeurs et valorisations d'entreprise, la place des calculs et de la Science, les profils psychologiques toxiques... ou même nos régimes démocratiques. Pour ce faire, l'ouvrage s'appuie sur des références variées et pluridisciplinaires: Nassim Taleb, Daniel Kahneman, Eli Goldratt, Richard Feynman... mais aussi le football et la filmographie populaire.

Stunning Illustrations: Dive into a world of beauty with 40 intricately designed images featuring attractive women, ready to be brought to life with your creativity.Creative Expression: Unleash your artistic talents and explore the vibrant palette of colors as you bring these captivating women to life, one stroke at a time.Diverse Portrayals: Discover a diverse range of attractive women from various cultures, backgrounds, and styles, celebrating the beauty of women in all their forms.Relaxing and Therapeutic: Coloring has never been more relaxing. Immerse yourself in the soothing activity of coloring, de-stress, and find your inner peace.High-Quality Artwork: Each illustration is intricately crafted, printed on high-quality paper, ensuring your colored creations will stand the test of time.Perfect Gift: Whether you're an art enthusiast or searching for a unique gift, this coloring book is an ideal choice for anyone who appreciates the beauty of art and women.Inspiring Quotes: Accompanied by empowering quotes, these illustrations serve as a reminder of the strength, grace, and allure that every woman possesses.Suitable for All Skill Levels: Whether you're a beginner or an experienced colorist, the varying levels of complexity in these illustrations cater to all skill levels, making it enjoyable for everyone.

Torrance never dreamed that his life was going to take a detour from his idea of normal. As a strong young man who was trained as a knight from his youth, he only saw himself as a servant of the King. A chance meeting would soon bring that way of thinking to a halt, revealing to him that he will play a very important role in the kingdom. Despite this, he was held back in his confidence by the overarching shadow of his past. He only needed to believe in himself and his ability to carry out the quest that was in front of him. He soon had the helping guidance he needed to find his strength and confidence that he almost doubted he had. He never knew his father, and his mother left him in the care of the king. Although the king treated him well, he felt he was missing something that he could not put his finger on. He did not expect what was to come. His life was about to change for the better, but first, he would have to face the challenges that were foretold to him. As the day's events were coming to a head, with know way of knowing what was to come, he prepared himself to be the knight he was trained to be.

Loss brings them together. Will their pact to raise an orphaned newborn help them find love and happily-ever-after?English professor Elijah M. Clayton, Jr., has promised his dying cousin he'll raise her unborn daughter, but he knows he can't do it on his own. His search for a wife fails miserably until he meets Beatrix-35 at a speed-dating event. Unfortunately, the ASD he does his best to conceal turns his best hope into another failure.Plumber Beatrix Glouster is convinced she's finally met a good guy in Elijah-34-until his probing questions about babies and breastfeeding lead her to suspect he's more pervert than perfect. After a pregnancy loss and divorce six years ago, she isn't willing to settle. Then an early morning plumbing emergency brings her face-to-cute-backside with last night's disappointment.Their lives are forever changed when a call summoning him to the hospital interrupts an unexpectedly hot kiss. Navigating the landmine of emotional risks from an impromptu marriage and raising their orphaned newborn charge will require a profound commitment to each other and determination to find their happily-ever-after.Comma Kaze is the first book in the Nerd Love series from USA Today Bestselling Author Mellanie Szereto.

Gala Fur, author and protagonist of Sessions, Confessions of a Left Bank Dominatrix, describes how her life has been sustained by BDSM erotic games for years. In the first part of her Confessions, the thirteen astonishing sessions she has chosen to recount are stunningly real. In the second part of the book, Souvenirs of a Left Bank Dominatrix, we discover the Paris "Scene" and the crazy fetish parties in Paris and London.... And we explore in detail the ups and downs of Gala's wide range of sadomasochistic relationships, making it quite an intimate tale, punctuated by thrilling adventures. Described with youthful humour and a touch of cynicism, the meanderings of her ambiguous love/hate affairs with her submissive lovers are quite extravagant, as are her encounters with some funny subs: for once, reality is stronger than fiction. Since their publication in French some twenty years ago, the two books brought together here have acquired a cult status in France under the titles Les Soirées de Gala and Séances.

Cracked the Code: Unlock the Secrets Women Wish Guys Knew (But Were Too Afraid to Ask)Guys, it's time to ditch the dating decoder ring. (Seriously, those things never worked.)We love you. Truly. But let's face it, you can be a bit...clueless when it comes to women. This book changes everything.Forget the bad advice from your buddies (looking at you, guys, with your "confidence is key" nonsense). This isn't a popularity contest based on who dates the most women. Here's the truth, straight from the source: What women REALLY want (it's not that complicated, promise)Why "one size fits all" dating advice fails (discover the secrets that truly attract women)The mistakes nice guys keep making (and how to avoid the dreaded "friend zone")Become the rare man who "gets it." This book is your roadmap to understanding women and building fulfilling relationships. You'll be: Confident knowing exactly what women value most (hint: it's not your car)Magnetic attracting the kind of woman you deserve (and keeping her interested)Exceptional in a world of clueless guys (seriously, some of you need help)This is your secret weapon. Read it, master it, and watch your love life transform.P.S. Share the knowledge! The more men who understand women, the happier everyone will be. Visit www.RelationshipDecode.com for ongoing tips and lots of free (who doesn't like FREE?!) fun stuff.

Color & Explore: Vegan Means Caring' is a captivating coloring book that gently guides young minds through the principles of veganism, environmental awareness, and social empathy. Spanning 30 beautifully illustrated pages, this book melds artistic expression with reflections on the rights of other animals, the importance of caring for our planet, and understanding our social responsibilities. Ideal for parents and educators, this book serves as an excellent educational tool, fostering a nurturing environment for children to learn about compassion, sustainability, and the interconnectedness of all beings. As they engage in coloring, children will be introduced to concepts such as the significance of plant-based choices, the impact of our actions on the environment, and the role of caring for our communities. 'Color & Explore: Vegan Means Caring' is more than just a coloring book; it is a journey of cultivating a compassionate and responsible worldview in young hearts and minds. How can we coexist peacefully with all creatures? What steps can we take to protect our environment? How much impact does living vegan really make? These are just some of the valuable lessons waiting for you in 'Color & Explore: Vegan Means Caring', a unique blend of art and education for the young and the young at heart.

In the book, How 2 Live Thru It, Dr. GG gives a complete narrative on what the 'ITS' of life are. She shows you how to live 'thru' it, recover, and maintain your deliverance.What is your 'IT?' Is it the death of a loved one? Is it the divorce that shattered your whole world? Or is it the depression you have been trying to overcome for years? Whatever your 'IT' is, Dr. GG has the remedy and the solution that can only be found in Jesus Christ.Take your journey today, and learn How 2... Live Thru It!!

SYNOPSISThe horror from Gravestone Press continues with Dark Tales Volume 4. This volume brings you another superb collection of evil thoughts, nasty people, blood guts and torment, in no particular order. Not For Late Night Reading.In this volume we have: -Limbo (Carl Hughes)Ice Cream Song (Rickey Rivers Jr.)Tunnels (Damir Salkovic)Hard Wired Junction (Rickey Rivers Jr.)Dead Bodies Don't Scream (Michelle Ann King)The New Adventures of Daisy Maisy (David Turnbull)Death of a Doll's House Spider (Gary Budgen)Fan (Liam A. Spinage)When They Come For You (Thomas M. Malafarina)Running Away and Into (Rickey Rivers Jr.)Fashion Victims (Liam A. Spinage)The Ghost of Frank White (Stephen Lang)Cold Season (Damir Salkovic)The Home of Guiding Hands (James Musgrave)The Final Float (Kevin Novalina)

A debut collection of 51 poems by the Australian writer Edgar Ballantyne. Generally short or even epigrammatic or aphoristic works on the theme of hopes, dreams, fears, wishes and how they may be viewed through the natural world.

When Nova Samson's best friend, Skye Fletcher, dies in a tragic car accident, Nova has to confront the secret she's been keeping for the past year. But what really caused the car to crash that night? And why did Skye text an urgent message to Nova just moments before she died? In this gripping story of love, loss, and faith, Nova confronts the lies of her past so she can finally start living the life she was always meant to. ★ Ever Since that Day is a sweet teenage love story full of sizzle and chemistry, but without explicit content.

¿Le exasperan las divisiones "mentales" de su país que separan a los ciudadanos amantes de la libertad? La propaganda partidista difama a su oposición: Ambos oponentes lanzan aspiraciones idénticas estigmatizando al otro. ¿Anhela la unidad o el diálogo lúcido? Independientemente de las distintas opiniones y creencias de la gente, su familia, sus amigos y sus vecinos no son sus enemigos.Escrito como un manual de entrenamiento militar de fácil lectura, Guerra de Quinta Generación (5GW) presenta la "guerra de narrativas" que polariza a los ciudadanos amantes de la libertad. 5GW, el primero de la serie en varias partes The Citizen's Guide to Fifth Generation Warfare, aborda las fuerzas motrices que dividen a los ciudadanos de a pie contra sí mismos. Para salvar la brecha de la discordia, el Teniente General del Ejército de los EE.UU. (retirado) Michael T. Flynn y el Sargento del Ejército de los EE.UU. (retirado) Boone Cutler han combinado sus experiencias y conocimientos para dotarle de herramientas que le permitan vencer las disputas entre ciudadanos de a pie.No sea víctima del bombardeo diario de la guerra psicológica. ¿Desea profundizar en por qué se siente como se siente o comprender la manipulación que tiene lugar a su alrededor? Guerra de Quinta Generación presenta términos importantes, tácticas y pensamientos asociados con la naturaleza compleja e invisible de la guerra psicológica (PSYOP) librada contra nuestras mentes. Este libro desmitifica: la guerra de PSYOP para desencadenar emociones que impactan en las sociedades y explotan el espacio de batalla cognitivo para capturar el control sobre civiles y nacioneslos antagonistas primarios que incitan a los individuos a odiar a un grupo o a otra personala sociología armada que apunta a sus vulnerabilidades, emociones, miedos, creencias y prejuicioslas cuatro fases que conducen a la violencia y al asesinatolos medios de comunicación, las plataformas sociales, las "élites" políticas y gobernantes que influyen en la "voluntad de la gente corriente"los pasos prácticos a iniciar para proteger tu mente, emociones y libertadesel código QR especial dentro de 5GW que enlaza con actualizaciones gratuitas relacionadas con temas de actualidad, grandes titanes tecnológicos, tácticas de los medios sociales, inteligencia artificial conspirativa y acontecimientos políticos nacionales e internacionales. ¿Quiere convertirse en un ciudadano informado y comprometido que marque una diferencia significativa? Puede contrarrestar las tácticas de la guerra de quinta generación. Libérate de la guerra psicológica diaria de actores estatales y no estatales. Dé sentido a la "guerra global de narrativas" impuesta. Saque conclusiones lógicas para mejorar sus relaciones y su país. Utilice esta entretenida y rápida lectura como guía de referencia para comprender lo que está ocurriendo.

In Set Free, Shelley Yocam unveils a raw and poignant narrative of her life's journey, marked by bullying, a challenging marriage, and an unexpected stroke that altered her world. Despite enduring a life riddled with pain, betrayal, and tragedy, Shelley's resilience and faith ultimately triumph in this compelling tale of redemption.Shelley Yocam's story begins with the echoes of a tumultuous past marred by bullying that persisted even within her own family. In high school, she found herself trapped in a marriage that wasn't God's best for her, setting the stage for a series of trials. Life took an even more challenging turn when she faced a stroke, leaving her grappling with a marriage that was already strained and the inability to fully function without assistance.Yet, Set Free is not a tale of defeat. Against the odds and the prognosis of medical professionals, Shelley defies the enemy's plans by writing her story. Her journey, filled with pain, betrayal, rejection, and tragedy, transforms into a powerful testament of victory.In Set Free, discover:Resilience in Adversity: Shelley's life becomes a testament to the strength found in surrendering to God, even in the face of insurmountable challenges.Faith in Healing: Set Free explores the transformative power of faith, illustrating how God steps into the mess and brings healing, restoration, and redemption.Inspiration for Every Reader: Shelley's narrative is an inspiring reminder that, regardless of life's hardships, God can intervene and rewrite your story, ushering in new life and purpose.Shelley Yocam's courage in sharing her story is not just an act of vulnerability but a beacon of hope for readers seeking healing and redemption. Set Free is an invitation to reflect on your own journey, encouraging you to embrace God's transformative power and find freedom in the midst of life's struggles.Prepare to be moved and inspired as you delve into Shelley's remarkable journey in Set Free.

Second World War The Azad Hind Fauj plans to set up the Azad Hind Bank at Port Blair, after the liberation of the Andaman and Nicobar islands from the British. However, the treasure and men sent to open the branch are mysteriously lost. A British police officer is on a dangerous mission to acquire a mysterious weapon in a forbidden island on Nicobar, which can help them win the WWII. The clue to finding this liquid is hidden in a poem. Many British and Japanese search parties sent to acquire the treasure and the weapon keep disappearing on this forbidden island. A son's journey to find the truth behind the mysterious disappearance of his father during the Second World War leads him to his ancestral village in Manipur. A cache of unread letters takes him back in time. Will the son be able to find his lost father? How and where did the treasure of Azad Hind Bank disappear? Why do people keep disappearing on the forbidden island of Nicobar?

Who killed Tollywood heart-throb Hiya Sen? Within days of her fairy-tale wedding to real estate tycoon Manav Chauhan, Hiya Sen - the reigning queen of Tollywood - is brutally gangraped and murdered, and Manav is grievously injured on their way home after partying late into the night. ACP Agni Mitra is assigned to the case, owing to his keen eye for detail and past success in important cases. His investigation leads him to an eclectic mix of suspects - the three cronies of a contract killer who are charged with the crime; Manav's ex-fiancée and her father; an alcoholic male model and TV star; an ageing Tollywood diva past her prime; and a maverick fashion designer. When two more murders make headlines, Agni must race against time to unveil the dark secrets behind the limelight. Inspired by true events, The Web of Lies breezes through Kolkata's glamourous world of business, movies and fashion, laced with drug addiction, homosexuality and illicit liaisons.

Abhimanyu has done it! He has made it to IIT Delhi. He walks into the premier institution, ready to compete in academics with the brightest minds of the country, and create a name for himself.

Prime Minister Mahendra Doshi makes a shocking announcement to his cabinet - he will not contest the upcoming elections after completion of two successful terms. Instead, he nominates a surprise PM candidate, which upsets his cabinet,

"She, subtitled A History of Adventure, is a novel by the English writer H. Rider Haggard, published in book form in 1887 following serialisation in The Graphic magazine between October 1886 and January 1887. She was extraordinarily popular upon its release and has never been out of print. The story is a first-person narrative which follows the journey of Horace Holly and his ward Leo Vincey to a lost kingdom in the African interior. They encounter a primitive race of natives and a mysterious white queen named Ayesha who reigns as the all-powerful ""She"" or ""She-who-must-be-obeyed"". Haggard developed many of the conventions of the lost world genre which countless authors have emulated. Haggard was ""part of the literary reaction against domestic realism that has been called a romance revival."" Other writers following this trend were Robert Louis Stevenson, George MacDonald, and William Morris. Haggard was inspired by his experiences living in South Africa for seven years (1875-82) working at the highest levels of the British colonial administration. Like many of his works, She is a vivid example of what is now labeled as ""imperialist literature""[citation needed]. As such, the story embraces concepts of race and evolution, especially notions of degeneration, racial decline and racial purity, prominent in the late Victorian period and at the turn of the century-ideas whose influence would shape the 20th century. In nineteenth-century Europe and America, works by Haggard and others-such as G.A. Henty-were devoured by a voracious audience that included children. In the figure of She, the novel notably explored themes of female authority and feminine behaviour. Its representation of womanhood has received both praise and criticism."

"New Chronicles of Rebecca" written by Kate Douglas Wiggin is a heartwarming sequel to the beloved novel "Rebecca of Sunnybrook Farm." The novel, which was published in the early twentieth century, recounts the story of Rebecca Rowena Randall, a vivacious and imaginative young girl. The novel recounts Rebecca's future experiences as she navigates adolescence and continues to offer her particular charm to people around her in the quaint community of Riverboro. Rebecca's relationships with her family, friends, and the many people of the hamlet are explored in the novel. Rebecca leaves an unforgettable imprint on the lives she touches with her limitless excitement and engaging charm. Kate Douglas Wiggin's storytelling ability shines through as she portrays the complexities of small-town life, the joys and hardships of growing up, and the value of keeping true to oneself. The novel explores friendship, commitment, and the transformational power of compassion. "New Chronicles of Rebecca" is a charming continuation of Rebecca's journey, highlighting the maturation and evolution of a cherished literary heroine. Rebecca's character, as portrayed by Wiggin, is lovable and realistic, making her exploits and misadventures a source of inspiration for readers of all ages.

The book "Beacon Lights of History, Vol. 9," written by John Lord, takes the reader on a captivating trip through the lives of prominent historical personalities and pivotal occasions that have molded human civilization. Lord illuminates the accomplishments, difficulties, and contributions of noteworthy individuals and eras via intellectual understanding and entertaining storytelling. Lord dives into the lives of major figures from the medieval and Renaissance periods, from the Byzantine Empire to the Italian Renaissance, in this volume. He investigates the impact of leaders such as Charlemagne, the enlightened theories of scholastic intellectuals, and the Renaissance's cultural and creative achievements. Lord provides a thorough understanding of the transformations and advances that occurred during these epochs through intelligent analysis. He weaves biographical experiences into a broader historical perspective, providing readers with a better grasp of the forces that produced communities and civilizations. "Beacon Lights of History, Vol. 9" demonstrates John Lord's commitment to make history interesting and enlightening. His work serves as a beacon, shedding light on the intellectual, cultural, and political currents that have left an indelible imprint on our collective human legacy. This book provides readers with a sophisticated appreciation for history's complex fabric and the people who have shaped it.